Universal Credit Score (IDaaS).

Deadline: 24-04-2020

Concentrating sensitive information such as credit scores, homeownership status, or debt to income ratio within a centralised institution makes compliance and liability obligations significantly high. Shared ledgers offer more efficient, and cheaper ways of processing data sharing and also financial process management. 

Creating a financial ecosystem where all banks, credit information providers and other data reputation entities can aggregate data and update information in real time and verify the authentication of identification and reputation/credit sources allowing for faster/transparent lending and credit processing (Companies and residents).